International students must have appropriate and current medical and travel insurance while in New Zealand. 
 
IPU recommends to opt for Orbit Protect as your health insurance during your semester abroad in New Zealand. The insurance covers you during your entire stay and complies with the Pastoral Care of International Students code of Practice.  
 

If you wish to choose another insurance, you must get a letter in English from your insurance company that the insurance complies with the code of Pastoral Care of International Students code of Practice.  

However, from your experience most insurance companies might not be able to provide this document. 
 
In case you travel before or after the semester, you should have another insurance as Orbit is only valid in New Zealand for the duration of the semester.

Medical and Travel Insurance

International students, including groups of students, must have appropriate and current medical and travel insurance while in New Zealand.

IPU New Zealand Tertiary Institute will automatically arrange insurance coverage for all students with Orbit Protect. Orbit Protect Insurance Form (0.23MB).  Students can choose their own insurance company, however it must comply with the minimum standards required by the Code of Practice for the Pastoral Care of International Students.  If you arrange your own insurance cover, you must supply your Certificate of Insurance and Schedule of cover, in English, to the Information and Enrolment Centre.  Once the insurance policy has been evaluated and confirmed as meeting the minimum standards required by the Code of Practice, the policy taken out by IPU New Zealand Tertiary Institute on behalf of the student will be cancelled with the fees refunded to the student.

Eligibility for Health Services

Most international students are not entitled to publicly funded health services while in New Zealand.  If you receive medical treatment during your visit, you may be liable for the full costs of that treatment.  Full details on entitlements to publicly funded health services are available through the Ministry of Health.

Accident Insurance

The Accident Compensation Corporation provides accident insurance for all New Zealand citizens, residents and temporary visitors to New Zealand but you may still be liable for all other medical and related costs. Further information can be found on the ACC website.

Download Brochure

Please download the latest Orbit Protect International Students Insurance brochure by clicking on the picture below. The brochure contains information about the two different plans, cover benefits of each, cover limits, costs and other important information.